Hassle free commercial finance from UK experts

What can commercial buy to let’s be used for?

Most commonly used by landlords, homeowners and property developers to:

HMO mortgages (loans for houses in multiple occupation) allows you to rent your property to multiple people, or multiple households.

HMO mortgages can be used for:

  • Student accommodation
  • Young professional accommodation
  • Worker accommodation

It is usually a cheaper rate per room but combined rent of all the rooms is usually greater than renting to a single household.

HMO mortgages are usually restricted to experienced landlords rather than first time landlords as it comes with higher risks such as a higher tenant turnover and multiple tenant issues rather than a single family.

HMO mortgages in a limited company are also popular amongst landlords for their tax efficiency.